If you could get a 5 year fixed rate what would it need to be for you to switch?

I have to say I am getting seriously tempted. I was on C&G’s website or one of the majors and they had a 5 year fixed at 4.79%. Now currently I am with northern rock on my residential and I am paying 4.79% so call me short sighted but I feel no real urge to switch.

I tried to switch to NatWest about 3 months ago and got down valued on my property so it was a no go. The rate was a 2 year fixed at 3.39%.

I think we will have higher rates in the next 5 years (obviously!) but they way you win in this game is guessing what the average rate will be over the next 5 years and seeing if you can get a 5 year fixed rate now which is under your guess.

So I ask you what 5 year fixed rate would you need to be offered to switch?

Answer Poll Now

And see what everyone else went for once you have voted.

Ajay

Posted on: 11th May 2009

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	Home Services Property News Free Resources Partners Contact Page you're viewing > Home Page > Property News > Property Headlines > What fixed rate would you go for? If you could get a 5 year fixed rate what would it need to be for you to switch? I have to say I am getting seriously tempted. I was on C&G’s website or one of the majors and they had a 5 year fixed at 4.79%. Now currently I am with northern rock on my residential and I am paying 4.79% so call me short sighted but I feel no real urge to switch. I tried to switch to NatWest about 3 months ago and got down valued on my property so it was a no go. The rate was a 2 year fixed at 3.39%. I think we will have higher rates in the next 5 years (obviously!) but they way you win in this game is guessing what the average rate will be over the next 5 years and seeing if you can get a 5 year fixed rate now which is under your guess. So I ask you what 5 year fixed rate would you need to be offered to switch? Answer Poll Now And see what everyone else went for once you have voted. 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