"We Tell You The Property Hotspots In The UK Where Prices Start From £3,000"

Buy to Let is a booming market, but it's getting more and more competitive. It can be a guaranteed income, but it's more important than ever to buy the right property in the right location.  In many areas of the UK, it's no longer possible to buy at a sensible price which will achieve a profitable yield.

What if it were possible to identify exactly where you should buy, and what type of property ? 
What if you could identify Yields of more than 10% ? 
Would that help your buying decisions, and stop you making expensive mistakes ?  Of course it would, and I'm going to show you how...

For those people who don't know me, I started in Buy to Let back in 1998. Since then I've bought over 200 properties, now worth more than £12m.  Undoubtedly, I know all the ins and outs of Buy to Let, and I want to help you achieve the same results I did. As you read through this web page I'll share some of my most closely guarded secrets with you...which category describes you ?   

Planning to start Buy to Let investment, but not yet bought.   
Bought a few properties, but want to learn more about the Buy to Let business.   
Experienced Buy to Let investor looking for new geographic areas to invest.

Now get ready to discover everything you need to guarantee your Buy to Let success...I'll tell you how to find the right area to invest in. I'll describe cold, cool, cooling, warm, and warming areas.  I'll show you how to choose a property that tenants will rent, how to manage those tenants, and much more...

Where should I buy ?This is one of the most common questions I get asked every day. Many people live in areas where yield is getting lower. As prices have risen, and Buy to Let investors have piled in, yields have gone way down to 5% and lower in some areas. My own success formula recommends a 10% yield for you to make a suitable profit after all expenses, and allow for some void periods.

But there are still many areas where you can get a good yield, and achieve capital appreciation. I call these HotSpots.  Remember, when you buy a Buy to Let property, you're not buying it for you to live in.  You must see the property and the area through the tenants own eyes. He'll be living there, not you. So it doesn't have to be close to home. And why buy a 5-bedroom detached house, that most potential tenants wouldn't rent ?

What are Cold, Cool, Cooling, Warm and Warming Areas ?I like to classify geographic areas into different categories, so it's easy to know where to focus. I call it my 'Property Clock'

How can you help with my Buy to Let investments ?I'm glad you asked !  Through my long and successful experience in Buy to Let, and through talking to people like you every day, I came up with an idea.Why not develop a web site that put all this information into one place ?  A web site that would be updated regularly (there's little point in an out-dated book telling you where to buy ... 3 years ago).  A web site that could help Buy to Let investors, from first-time buyers to professional investors owning 10's or 100's of properties.What if a web site offered all the following ? Would it be valuable for you ?

With this information you can go direct to buy in the most profitable areas, or even sell properties in cooling areas (sell to owner-occupiers in areas investors will no longer buy).Obviously, this information alone would be enough to make my site valuable, but suppose I added more ?

• A collection of legal documents you can use with your own tenants.

• Property Management software. A powerful 'Portfolio Manager', so you can manage all your properties online.

• Income Tax Information. I show you how to legally minimise your income tax and capital gains tax bill, associated with a property rental business.

• Online Forums.  A series of online forums where web site members can ask advice and exchange ideas.

• A 'live' chat facility.  A weekly chat-room session where all members can ask questions, and learn from me, learn from other Buy to Let experts, and learn from each other. Find out how experts choose the right properties, how they manage their tenants, and many other aspects of Buy to Let you wish you knew.

PropertyHotspots.net Membership Site

 

Well all the above is available ! And you can access it right now.  In the next few minutes you can identify current 'Hotspots', study the yield index list, look at capital growth trends in your chosen area, and ask some of those niggling questions to experts in our online forums. You'll have access to exclusive information that just isn't available anywhere else.

 

Only A Couple of Years Ago…..

At the beginning of this year, 2005, I bought a property for £3,000 and another property for £9,000.  And yes, they were in the

UK. 

The first property is a one bed flat, needed a bit of work, but is let out for £250 pcm.  This gives it a yield of 100%.  Or simply put payback in 1 year!  This means that after year 1 all the rent is PROFIT! 

The second property was a one bed flat also.  It too also needed a bit of work but is let out for £240.  This is a 32% yield or simply put payback in 3 years and the rent being all profit in year 4. 

What if I told you I bought these properties without my money – would you believe me?  Well its true. 

I bought it with the bank’s money not mine.  They even paid my legal costs!  I did not put one bit of my savings to acquire these properties.   I am sure you are aware that the loans and mortgages market is an extremely competitive market out there. 

The banks are desperate to lend and it seems they’re not too fussy about your credit history either!  You’ve seen the numerous ads on the TV and the newspapers promising you a decision in minutes and a cheque in days. 

I am a proven investor, a chartered accountant and an author of 13 books on the subject.  I am regularly consulted by broadsheet newspapers, radio stations and TV Networks. 

I was interviewed by the Guardian on the 28th February 2004 and asked what I thought about buy to let.  I told them exactly what I am telling you here!  The article actually hit the front page of the ‘Jobs & Money’ section.  Now over 3 years on I am still saying the same thing and I will keep on saying the same thing until I see the market change. 

I was also featured on the BBC's Money Programme explaining the strategies I employ detailed in this site.

Please use the scroll bar to navigate through the rest of the site

The key to making money out of property is WHERE you invest: 

• I don’t care about the national price index as this is too general.  

  
  

• I don’t care about Halifax or Nationwide’s regional analysis of property prices as this is too general

  
  

• I don’t care what the property press think about where prices are heading

• I don’t care about so-called property hotspots that are going to double in value due to a train station being built in 8 years time

All I’m interested in are properties that make me money NOW.  This means that after my borrowing costs there is some left over for me to spend.  If the property grows in value then great but if it doesn’t then - So What?  If I’m making money every month then the capital growth is just a bonus.  

So what happens if the price goes down?  Well again - So What?  I’m not selling the property as the property makes me money every month.  In fact if the price goes down I’ll just buy more!

Start with nothing - just like i did!

I'm sure you've all heard the only way to get rich is by using other people's money - and this is very true.  Do not believe that if you work hard and pay for everything with your own blood, sweat and hard earned cash you'll get on.  That way is the mugs way.  You'll be working till you hit retirement age and probably beyond!

When I first started, no one had heard of me and I raised £500 in a day.  Back then that was alot of money to me. I used this £500 to make my first investment.  After I caught the bug I started asking for more!  I started to ask for £5,000 and more and most would say no but some would say yes!  Okay, I had to pay it back, but with the investments I made I paid them back and made 20 times more.

I'll show you how you can raise £1000s easily and fast. ONE THING YOU CAN BE SURE OF: 

Property values rise in the LONG term.  

So not in 1 month, 1 year or even 5 years.  But over a period of 10 years or more.  So if you are considering to invest for a period of longer than 10 years you can be sure that your wealth will grow.    So how can you lock in certain capital growth? Well you can’t!  But you can make a damn good prediction that it will.  Take those two properties I bought for £3,000 and £9,000.   

How affordable are they? Do you think a first time buyer could afford to pay £3,000?  I’m quite sure they could.  How attractive are they as investments?  Do you think there are many investors seeking a yield of 100%?  I’m quite sure there are. So if I were to try and sell this property I would get interest from both first time buyers and investors.  So what would each of them be willing to pay? 

Well the first time buyer could afford 4 times salary – so this would equate to around £60,000.   the investor would be interested in the property if it yielded 10% so this equates to £30,000. So I could safely say the property is worth anywhere between £30,000 and £60,000 at some point in time. 

I would reckon 3 to 4 years. (JUNE 2007 UPDATE: THE PROPERTIES ARE NOW WORTH £42,000 AND £67,000 RESPECTIVELY) Notice I have not based the predicted price on HISTORICAL growth patterns as they are IRRELEVANT.  The past has nothing to do with the future when it comes to making investment decisions or predictions.

Is my site right for you ?My membership site might not be for everyone.  Unless you're serious about building a Buy to Let portfolio as a business, or building a secure retirement income, then you shouldn't join my membership site.

If you are serious, then you should join today, and start to profit from all the information you need to succeed in Buy to Let.In fact, if you are serious I'm going to throw in an extra free bonus.BonusProfit Feasibility Calculator - a list of the most important calculations for your Buy to Let investments. Compare the returns between Cash Buyers and Mortgaged Buyers - net yield, net roce, etc.  Figures required to calculate yield. Comparison table of returns from Buy to Let compared to share dividend, bank interest account etc. How much is all this worth to you?

I have decided to ask £49.99 per month. Subscribers could cancel anytime, and there'd be a risk free trial period where nothing is paid unless you're happy.  Although I want to help Buy to Let investors, I'd also like to keep this site fairly exclusive so my members can gain a real competitive advantage in the Buy to Let market. So if I decide too many new members are joining, I'm going to put the price right up, and maybe even close membership for a while. 

If you want to get access for only £49.99 per month and you'll keep paying this even if new member price increases, then lock in your position now.If you're still not sure PropertyHotspots.net is worth it, then keep reading. Otherwise, click here to subscribe now.Okay, if you can't decide if PropertyHotspots.net is right for you, I'm going to give you an iron-clad, risk free guarantee.

Wishing you all the best success in your Buy to Let investments,  

Ajay

Ajay Ahuja BSc ACA
Publisher, PropertyHotspots.net
Visit http://www.propertyhotspots.net/ for more information.

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