Why choose property as an investment vehicle?

The first reason is that property carries an inherently low risk factor. Houses will not go out of fashion or become obsolete like services or products. They are an essential for us all. That’s why house prices have consistently doubled every 10-15 years over the last century. Coupled with the fact that monthly rental values rise with wages (which is a function of inflation) and that the mortgage payment is relatively fixed (only altering with interest rate fluctuations) the profit element always rises. In addition, after the mortgage has been paid the rent is all profit. That’s why many people see investing in property as their pension fund.

The second reason is basic economics. With an expanding population, fragmenting families, an increasingly mobile workforce, fewer properties for sale and fewer council owned properties, THE DEMAND FOR RENTAL PROPERTIES EXCEEDS SUPPLY.

The third reason is an inherent attribute in all of us – we are lazy! To play the stock market properly requires lengthy research, ongoing monitoring and nerves of steel for the duration of the investment. That’s why three out of four private investors lose money. When a property is set up properly, you just sit back and watch the money roll in.

The fourth and most important reason is the ability to borrow to make the actual investment. Property is the only investment where you can obtain long term borrowing of up to 85% of the value of the property and service the loan from the rental payments made by your tenant. This means then your initial investment required is significantly lower than any other investment.

The UK porperty service

The UK strategy

Typical UK properties

Buy to let portfolio building

Raising starting capital

The key figures (yield/ROCE)

Breakdown of UK property costs / returns

Why use our UK service

How to get started